No tax returns. No hard credit pull. Just 4 months of business bank statements. See if you pre-qualify in 60 seconds — qualified businesses go straight to a secure application and can be funded in as little as 24–48 hours.
Takes ~60 seconds • No credit impact
Revenue-based financing looks at your business performance — not perfect credit or piles of paperwork.
In business for at least six months.
Generating at least $20K in average monthly revenue.
4 months of business bank statements — no tax returns.
Answer a few quick questions above. No documents, no credit impact.
If you qualify, you're taken to a secure DocuSign application. Sign and submit your 4 bank statements electronically.
Review your offers with a dedicated advisor and receive funds in as little as 24–48 hours.
| Exquisite Capital (Revenue-Based) | Traditional Bank Loan | |
|---|---|---|
| Paperwork | 4 months bank statements | 2–3 years tax returns + financials |
| Application | One page — DocuSign | Lengthy, paper-intensive |
| Approval | Hours to days | Weeks to months |
| Speed to funding | 24–48 hours | Months |
| Minimum credit score | No minimum | 680+ FICO |
| Credit check | Soft pull (no impact) | Hard pull |
| Collateral | Not required | Always required |
“I was worried funding would take weeks, but I had approval in just a few days. They explained everything clearly and guided me through each step. Now I finally have the capital I need to grow!”
“I've dealt with lenders before, but this was different. They understood my goals and tailored a solution that actually worked for me. It feels like a true partner in building my future.”
“I expected a ton of paperwork and back-and-forth, but the whole process was smooth and efficient. I got the funding I needed without any headaches — highly recommended!”
Check your options in 60 seconds — no credit impact, no obligation.
See My Funding Options